Freephone: 0508 613 328

Loans Page

Select from one of our types of loans available to members



Why borrow from NZFCU?

Our interest rates are very low in comparison to most other personal lenders.

Term Investment Account

Attract competitive interest rates on amounts $5,000-00 and over for a 3, 6, 9 or 12 month fixed term. Contact us for current rates.


Unsecured or Secured Loans

Borrow for any purpose – debt consolidation, motor vehicle purchase, holiday, home improvements – anything.

Christmas Club Account

By making regular weekly/ fortnightly payments into this account you will build a nice nest egg which is paid to you early December each year. Conditions apply.

Bill Management Account

This account makes it easier for you to manage your money to cover those regular bills that come up. Great for budget management purposes.

Special Savings Account

This account can be used to save expressly for that special purpose – your call as to what you name it.

Loan Provider Account

This account is designed to promote a savings culture and at the same time help you qualify for a loan.