Lending Page

Select from one of our types of lending options available to members

Lending Options


Why borrow from NZFCU?

Our great interest rates are very competitive in comparison to most other personal lenders.

Term Deposits

Our term deposits range from 1 month to 24 months for amounts from $1,000 up to a combined amount of to $500,000. Click here to view our current term deposit interest rates.

Loan and Savings Provider Account

This account is designed to promote a savings culture and at the same time help you qualify for a loan.

Home Loans

Our home loans are for the emergency services community. We will secure your home loan against a property determined to be suitable to the New Zealand Firefighters Credit Union. All legal costs and any valuation report will be your responsibility. Normal lending criteria applies. Click here to view our current interest rate and establishment fee.

Bill Management Account

This account makes it easier for you to manage your money to cover those regular bills that come up. Great for budget management purposes.

Christmas Club Account

By making regular weekly, fortnightly or monthly payments into this account you will build a nice nest egg which is paid to you with interest at the end of November each year. The Christmas Club account remains open year after year for your continued savings to help make your Christmas period easier!

Unsecured or Secured Loans

Borrow for almost any purpose – debt consolidation, motor vehicle purchase, holiday, home improvements – almost anything! Normal lending criteria applies. Click here to view our personal loan interest rates.

Special Savings Account

This account can be used to save expressly for that special purpose – your call as to what you name it.